Privacy Policy

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Effective date: September 16, 2025

1) Introduction & Scope:

KDM Prestige Consulting, LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use and share it, how we protect it, and the choices and rights available to you under applicable U.S. laws. This Policy applies to personal information collected through our websites, mobile pages, online forms, emails, phone communications, virtual services, and other interactions with KDM Prestige Consulting, LLC. If you are a resident of a state with its own privacy law (for example, California, Virginia, Colorado), additional rights described below may apply to you.

Data Controller: KDM Prestige Consulting, LLC
Primary contact: k.phillips@kdmprestige.com
Primary location: Tuscaloosa, Alabama, United States

2) Information we collect (categories & examples)

We collect information that you provide directly and information collected automatically when you visit or use our services.

Information you give us (examples):

• Identifiers: name, email address, phone number, mailing address.
   
• Account & contact details: username, password, communication preferences.
   
• Financial & transactional data: payment information (collected by our payment processors), billing address, invoices.
   
• Application/assessment materials: resumes, employment history, educational background, documents you upload for coaching or consulting.
   
• Insurance & planning details: beneficiary information, coverage preferences, policy-related documents (when you request insurance services).
   

Information we collect automatically (examples):

• Device and usage data: IP address, browser type, operating system, pages visited, referral/exit pages, timestamps.
   
• Cookies and similar technologies: tracking identifiers used for site functionality, analytics, and (where applicable) targeted advertising.
   

Sensitive or regulated data: We do not intentionally collect certain highly sensitive categories (e.g., precise geolocation, Social Security numbers, health data) except when needed to provide a specific service (for example, to complete an insurance application). If you provide sensitive information, we will treat it with heightened care and only use it as necessary to provide the requested service.

3) How we use information (purposes)

We use personal information for legitimate business purposes, including but not limited to:

• To provide, maintain, and improve our services (career coaching, business consulting, financial planning, notary coordination).
   
• To respond to inquiries, schedule sessions, process payments, and deliver documents or quotes.
   
• To operate and secure our platforms, prevent fraud, and investigate suspicious activity.
   
• To personalize communications and provide service-related notices (appointment reminders, policy updates).
   
• To comply with legal obligations and respond to lawful requests from authorities.
   
• For marketing and outreach (with your consent where required) — e.g., newsletters, promotions, or event invitations.
   

4) How we share and disclose information

We may disclose personal information to:

• Service providers & vendors who perform functions on our behalf (payment processors, hosting providers, email platforms, analytics providers, teleconferencing platforms).
   
• Business partners and affiliates if you request or enroll in a partner program or co-branded service.
   
• Legal authorities and others when required by law, to protect our rights, or to respond to lawful requests.
   
• In connection with a business transaction such as a merger, sale, or asset transfer (you will be notified where required by law).
   

We require third-party service providers to use reasonable security measures and to process personal information only as necessary to provide their services.

5) Cookies, tracking & advertising technologies

We use cookies and similar technologies to make our website work, to analyze usage, and to support marketing. Most browsers let you control cookies through browser settings. If you are a California resident and want to opt out of the sale or sharing of your personal information (as defined under California law), see the “California Privacy Rights” section below for instructions.

6) Data retention

We retain personal information only as long as necessary to provide services, comply with legal obligations, resolve disputes, enforce agreements, and for other legitimate business purposes. Retention periods vary by category of data and purpose. After the retention period expires, we securely delete or de-identify the information.

7) Data security & safeguards

We take reasonable administrative, technical, and physical measures designed to protect personal information against unauthorized access, disclosure, loss, or alteration. These measures may include encryption, access controls, secure servers, and staff training. While we strive to protect personal data, no system is 100% secure; if a data breach occurs that creates a risk of harm, we will follow applicable breach-notification laws and notify affected individuals as required.

8) Children’s privacy (COPPA)

Our website and services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13 without verified parental consent, we will take steps to delete that information in accordance with applicable law.

9) California (CCPA/CPRA) residents’ rights

If you are a California resident, you have specific rights regarding your personal information, including the right to: know what personal information we collect, use, share, and sell; request deletion of personal information; correct inaccuracies; opt out of the sale or sharing of your personal information; and not be discriminated against for exercising your privacy rights. We will respond to verifiable consumer requests in accordance with California law.

How to submit a California request: Email us at info@kdmprestige.com with the subject line: “California Privacy Request.” Include the type of request (access, deletion, opt-out) and any information we need to verify your identity. We may request additional information to verify your request; typical response timeframes under California law may apply.

10)  Other state privacy laws (examples: Virginia, Colorado)

Residents of some other states (such as Virginia and Colorado) have similar rights under their state consumer privacy laws, including the right to access, correct, delete, and obtain a copy of personal information, as well as the right to opt out of certain targeted processing. We will honor such rights to the extent required by applicable law and will provide a process for submitting requests.

11) How to exercise your rights (general)

To submit a request to access, correct, delete, or opt out of sale/sharing, please email k.phillips@kdmprestige.com with a description of your request and any information needed to verify your identity. We will respond within the timeframes required by applicable law. We may need to request additional information to verify your identity and the scope of your request. Authorized agents may submit requests on your behalf if they provide proper authorization.

12) Do Not Sell / Do Not Share

Where applicable (for example, under California law), you may opt out of the sale or sharing of your personal information. To opt out, email k.phillips@kdmprestige.com with the subject line: “Do Not Sell/Do Not Share My Information,” or use any designated opt-out mechanism we post on our website. We will honor opt-out requests in compliance with applicable law.

13) Third-party sites, services & links

Our website may contain links to third-party websites and tools (for payments, scheduling, analytics, or other services). We are not responsible for the privacy practices or content of third-party sites. Please review the privacy policies of any third-party site before providing personal information.

14) International transfers & cross-border processing

KDM Prestige Consulting, LLC is based in the United States. If we transfer your personal information to service providers or partners located outside the U.S., we will implement appropriate safeguards as required by applicable law to protect your information.

15) Changes to this policy

We may update this Privacy Policy to reflect changes to our practices, legal requirements, or the services we provide. If we make material changes, we will post the updated policy with a new “Effective Date” and may notify you by email or prominent notice on our website.

16) Contact us

If you have questions, requests, or concerns about this Privacy Policy or our privacy practices, please contact us at:
Email:  k.phillips@kdmprestige.com
Mail: KDM Prestige Consulting, LLC — Privacy Requests, Tuscaloosa, Alabama, USA

17. Legal disclaimer

This Privacy Policy is intended to inform you about our privacy practices. It is not legal advice. If you need legal advice about specific obligations under federal or state law, you should consult qualified counsel.